The discussion of InCo guidelines has raised more general issues about targeting. I am wondering whether they need attention, or whether it takes us into "too much detail, even for Ars Magica" territory.
There is an implicit idea that, in order to target something, you have to be able to pick it out. This is why you have to be aware of it, or have an AC.
However, there are cases in which you are aware of something, but cannot pick it out. For example, there is a crowd of 15-year-olds in identical school uniforms, all wearing surgical masks, at the other end of the hall. You know your daughter is in that group, but cannot tell which one is her. (Totally random example…)
Now, could I cast a T:Ind spell on my daughter in that situation? I am aware of her, and I know I am aware of her, but I do not know which of the things I am aware of is her.
This came up because of the InCo suggestion that having an AC to her should be necessary to target her in that situation. I can see good reasons for that.
(It was also suggested that you might be able to exclude targets you have an AC to, but that seems less plausible — Hermetic magic is not set up to exclude potential targets.)
This is something that could be put in errata, I guess. It would be simpler to just delete the references to ACs from the InCo and InIg guidelines. I am definitely inclining towards the opinion that this is too complex, but I am not absolutely sure, and could be persuaded otherwise by good arguments.
("Now, could I cast a T:Ind spell on my daughter in that situation?" "No, David, you are not actually a Hermetic magus." There, saved you the trouble.)