I'm re-thinking how I configured Agnarr's familiar Karhu, as I think I went a little far into making him combative and also subtle which certainly isnt what a polar bear might have. It looks like the bear was venerated by the Finns, and held a similar place to wotan in some folklore, with a more mentor/brother/uncle flavour than father/god.
Open to suggestions for alternative abilities, a heads-up that the stats for Karhu are not finalised.
Edit (7/04) thinking of Grant Apt Student and Gift of Speech.