Recently and after a long time I started a new campaign again. However as a Storytelle I have few doubts about the assignment of the initial experience points, specifically those guaranteed by Virtues such as "Affinity with [Art]" and "Affinity with [Ability]".
Considering that I decided that all the PCs started with Magi 7 years after the apprenticeship, I have to consider also the 30 pts/year (if spent in the specific Art and in the specific Ability) as incrementable by 1,5 times or not? When referring to "Character Creation" does it only end in the "Magy only - Apprenticeship" paragraph or does the extra "After Apprentiship" section count as a creation phase too (in this case points spent by characters with Affinity with would count)?