(He has a lot of those, iirc...) 
55?! 
That ~sounds~ like a lot - how many components is that?
And "MT to double-digits" - not necessary, imo. And for exactly the reason you're mentioning - overkill of # of components. Now you ARE looking at bonuses that you might never get around to seeing, even if you just open 1 attunement/component.
The only reason to wait to get a larger MT is that you want/need more components as part of a compound item (which is almost(?) always the way to go w/ a Tali'). If your MT goes up later, you can add to the maximum number of pawns (& so max # of levels of spell effects) that you can put into it, but you can't add components later. So that's the only consideration - did you get what you wanted there (or close enough) when you first built it?
I'd judge that most of my magi build their tali' when their MT is around 5-7*, altho' some will have Puissant MT on top of that. That's 6-8 "components", each possibly with multiple potential bonuses (& +2 more components if Puissant). Maybe that's early vs. some others, but I like to have that Tali up and running sooner than later. Waiting until you're an archmage... too late, imo.
(* I had one who built a small Tali very early, MT 3 or so, something quick and dirty to grab some large special-purpose bonuses early, planning on reforging a new one later. That worked well for him - he did have a couple very impressive Casting Totals early as a young mage. Admittedly, it was not un-painful to destroy it and spend the time to build a new one later, and go over much of the same territory a second time. Not for every character, but it worked for him. )
Again, too many variables.
Does your SG encourage and allow all the labwork you could want, or do they pull the magi away from their labs (usually kicking and screaming, I'd assume) for seasons at a time? If they do have free time, Is your mage a labrat or an "adventurer" (loosely speaking)? And ~if~ they are in the lab - are they improving their Tali', or working on something else?
But unless the Tali is going to be THE focus of the mage whenever they are in the lab, I wouldn't count on more than a half-dozen attunements for a long time, and quite possibly fewer. 1 attunement when they create the thing, +1 for each spell effect invested... and... are they going to spend a season just to get another attunement?
When I plan a Tali', I plan the thing - I know every last power that I want into it, as designed, and what will be "next" once MT increases (by X amount). Figure that out, and that will tell you about how many different individual attunements you'll be able to open (without spending a season only to that purpose).