The Covenant of Andorra as of 1247

Governance
Type of Governance: Democracy layered over an old Hierarchy
Loyalty: +3 (47)
Base Loyalty: -35 (-210 Blatant Gift x two, -150 Gift x five, -0 Gentle or No Gift x three, = -360, divided by ten magi (round up) equals -36
Prevailing Loyalty: +3 (Base -36; +18 Familiarity, +30 Loyal Covenfolk, +20 Living Conditions, +20 Equipment, +20 Salary, +10 Pension, +7 Captain, +5 Steward/Chamberlain; -15 Devastating Event (massacre of 1230), -15 Other crazy past Events (cumulative), -6 Attitude (cumulative of all magi), -6 High level of Arcane Activity, -3 Discipline & Punishment, -3 High Stress Occupation, = 47)